Self-employment insurance in Czechia: What changes in 2026

The majority of people with a trade license are expected to pay thousands of crowns more annually, but some people will be exempt.

Thomas Smith

Written by Thomas Smith Published on 07.10.2025 10:00:00 (updated on 07.10.2025) Reading time: 3 minutes

Business & Money Work
Shutterstock by ViDI Studio
Shutterstock by ViDI Studio

From January 2026, self-employed people in Czechia are set to face significant changes to their social and health insurance payments: most will pay more each month, while others with side income from self-employment could end up paying less, or even nothing at all. Meanwhile, new election winners ANO have claimed they will reverse planned increases. We break down the system for next year and explain the changes that will affect you.

Why this matters

The update will impact tens of thousands of self-employed residents. Main-activity entrepreneurs (people who make self-employed work their primary income) will see mandatory monthly advances rise by over CZK 1,100.

PARTNER ARTICLE

Advertisement
shutterstock_1818431015 Thanksgiving Turkey JPG smaller

Homesick for Thanksgiving? This Czech countryside retreat is setting the table for expats

However, those with secondary self-employment (such as full-time employees, students, or even pensioners with freelance income) may find it easier to stay below new thresholds that exempt them from paying any social insurance.

#business #czech economy #economy #Finance #health insurance #Money Matters #self-employed #social insurance #tax #živnostenský list
Every business has a story. Let's make yours heard. Click here

Related articles

Advertisement Mortgages 2 Category Banner

Partner articles

FEATURED JOBS

View all jobs

TRENDING ARTICLES

POPULAR ARTICLES